Mortgages made simple
Get the right mortgage solution so you don’t feel frustrated and overwhelmed.
The process of applying for
a mortgage can be intimidating
You don’t understand the understand the mortgage terms
Where do I even start with the paperwork?
Which mortgage is best for me?
We believe that you should be in a position to make informed decisions about your financial future.
Let’s start
Get the mortgage that is right for you but without the hassle.
Book a time
Book a FREE 30 minute consultation.
Applying for a loan
We will help you apply for a home loan that suits your needs
Optimal Loan structure
We will structure your home loan so that it fits your needs and allow you to pay it back quickly.
Hi, I’m Andre Botha
Feeling overwhelmed about your finances is the worst. That's why I'm here to put you at ease and get you on the right track.
Tell me about your financial goals, needs and wishes, and I'll use my extensive experience in Investments, Finance, Insurance and Banking to help you achieve them — and so much more.
I have clients all across New Zealand, getting together face-to-face or meeting online over Zoom.
First Home Buyer
Your journey to owning your first home starts here. Buying your first home can be a daunting process. There is so much to learn. Deposits, interest rates, mortgages.... Where do you even start with the process There is no better time to start than right now. Get in touch and we will take you through the process step by step. You will know exactly where you stand and what the next steps would be for you to buy your first home. You might be ready to buy know, or only in a few years’ time.
The bottom line is the sooner you start with a plan to buy your first home the sooner you will be able to buy. Say goodbye to the landlord and move into your own home sooner. How good will that be?
We offer advice regarding finance by dealing with Major Bank Lenders, and some of the non-Bank lenders.
You don’t need a 20% deposit to buy your first home
You could potentially borrow up to 95% of the value of the home
We chose the best Lender for you based on the goals that you would like to achieve.
No complicated forms to complete. We do both online and face to face meetings - you choose what suits.
Existing Home Buyer
We don’t just help first home buyers. Use the equity that you have built up in your home. We can assist you to get finance approved for you so that you amongst other things do:
Complete the renovation that you have been putting off and add value to your property at the same time.
Get rid of higher interest rate debt like credit cards, and personal loans. and end up with one easy to manage payment.
There could be other banks that offer you a better deal that aligns with the financial goals.
Get going with buying a new car, and have the benefit of lower repayments as opposed to having a car loan.
Go overseas and take a well-earned break.
Investment Property
Owning an investment property could be a good way to grow your wealth. Use the equity in your existing properties to buy the investment property. There is a possibility that you don’t have to contribute any funds towards buying the investment property, because you are using your existing equity.
We choose the best Lender for you based on the goals that you would like to achieve.
No complicated forms to complete. We do both online and face to face meetings - you choose what suits.
We are with you every step of the way.
Corne and Martiana
"We did not know how to go about navigating the property market and were very worried about unknown pitfalls in an unfamiliar process. We felt overwhelmed and uncertain. Andre helped us to make sense of the whole mortgage application process. He explained the entire process in clear terms. After consulting with him we knew exactly what we needed to do, and the mortgage application process was effortless."
Get a mortgage that works for you
With your input, our advice, and some clever software, we’ll develop your Lifetime Cashflow Plan.
We’ll also talk about KiwiSaver, investments and property finance.
We can help implement your plan so you can achieve your financial goals and live your best life.
First Home Plan
Get on the ladder sooner
$350 Upfront Fee
1st Meeting
30 Minute Discovery session
Getting crystal clear on your goals.
Let’s talk numbers - entering your initial financial details in software.
2nd Meeting
30 Minute session
Detailed breakdown of your income
and expenses for the past year to look for trends and identify opportunities.Where are you heading if nothing changes?
Let’s get Bold - Where could you be financially if you make changes?
Advice will consist of:
Deposit growth strategy
Debt repayment strategy
Managing personal expenses
Indicative home loan approval amount
Mortgage Buster
Mortgage free faster
$500 Upfront Fee
1st Meeting
30 Minute Discovery session
Getting crystal clear on your goals.
Let’s talk numbers - entering your initial financial details in software.
2nd Meeting
30 Minute session
Detailed breakdown of your income and expenses for the past year to look for trends and identify opportunities.
Where are you heading if nothing changes?
Let’s get Bold - Where could you be financially if you make changes?
Advice consists of:
Consumer debt repayment strategy
Optimal loan structure
Refinancing analysis
Investment property planning
Managing personal expenses