Helping you find Insurance that’s right for you
Find affordable insurance that meets your needs
Insurance is confusing
There are too many insurance options to choose from, and it stresses you out.
You don’t know which insurance is best for your family?
Do you worry that your loved ones are not sufficiently covered by insurance?
You deserve affordable insurance that you understand completely. Giving you peace of mind from knowing you are fully insured, protecting yourself and your loved ones.
Let’s start
Book a time
Book a FREE 30 minute consultation.
Determine the best Insurance Plan for you
We will discuss your current situation and will inform you of your options and direct you to the right plan for you and your family.
Stop Worrying and have peace of mind
Feel confident and informed knowing you and your family are insured with a plan you can afford and will meet your needs
Hi, I’m Andre Botha
Feeling overwhelmed about your finances is the worst. That's why I'm here to put you at ease and get you on the right track.
Tell me about your financial goals, needs and wishes, and I'll use my extensive experience in Investments, Finance, Insurance and Banking to help you achieve them — and so much more.
I have clients all across New Zealand, getting together face-to-face or meeting online over Zoom.
Life Cover
Life cover pays out a lump sum when you die or if you're diagnosed with a terminal illness and have less than 12-months to live. This will give you peace of mind knowing that the people that are left has help with paying for things such as the mortgage, funeral costs, children’s education, and allowing the household to survive financially at the worst time.
Protect your loved ones' future
There may be a significant financial impact on your loved ones, if you pass away. Life cover can help reduce stress and give those you care about time to grieve and adjust to their changing circumstances.
Pays out a lump sum or monthly payment when you pass away or are diagnosed with a terminal illness
Helps pay off things such as debt, funeral costs and ongoing children’s education
This can also provide for a partner taking time to recuperate after the loss of a loved one. However, this may also be taking an extended period of leave to look after a terminally ill partner before they pass away. Having these funds available ensures that a loss of income does not impact future finances.
Total Permanent Disability Cover
Chances are your family relies on your ability to work. This lump sum is paid out if you become totally and permanently disabled and are unable to work – whether that’s in a workplace, home or even if you’re a student, giving you and your family peace of mind.
Financial protection in the event of a serious accident or illness
This cover will support you with a lump sum to help your family survive financially.
Pays a lump sum if you become permanently disabled, including if you can't return to work because of sickness or injury
This lump sum payment can help cover medical expenses, mortgage, or rent payments, home modifications, employing a caregiver and other bills that may arise because of disability.
Trauma Cover
This gives you a hand should you be diagnosed with any of the most common illnesses or injuries. You’ll be given a lump sum which you can use to help pay the bills, access additional treatment, or even cover the time off work your spouse may need to take to look after you. Covers a range if illnesses with the main three illnesses in New Zealand being cancer, heart attack, and stroke.
Regain strength and recover from your illness, re-evaluate your priorities and relax after a challenging time
Is designed to pay you a lump sum to manage the financial impact if you or one of your children were to face serious illness or injury
Can provide financial support to cover whatever you need, like taking care of medical treatment and rehabilitation costs, or simply allowing you and your family to focus on recovery instead of worrying about work.
Helps provide access to non-government funded treatment
Income Protection
Your ability to earn income is arguably your most important asset. Should you be unable to work due to a long-term illness or injury, your family could be financially ruined. Income Protection provides a monthly income to the household so you and your family can survive financially.
Minimise the impact of your illness or injury on your daily life and maintain your standard of living
Dealing with a serious illness or injury can be quite stressful, and even more so if you also must worry about your finances
The monthly income helps you pay the mortgage instalments, rent and other living expenses to reduce the financial burden on your family, particularly once you’re sick leave and savings run out.
While the Accident Compensation Corporation (ACC) offers a great layer of protection for accidental injuries, unfortunately accidents are not the only event that can put you off work.
Health Insurance
This provides varying amounts of cover for less urgent medical issues and includes cover for day-to-day medical expenses, surgeries, specialist appointments, and hospitalisation as well as cover GP visits, Dental and Optometry should you wish.
Peace of mind and freedom to choose your medical treatment
Health insurance is a way to avoid public health system waiting lists, and access private medical care which allows you to have quicker treatment, appointments that don’t get bumped of public waiting lists and have access to private facilities.
A variety of options available that cover treatment of medical issues
Takes away the financial stress so you can fully rest and recover and get back on your feet
Business Insurance
Having illness, injury, or death insured within your business, can not only maintain revenue and growth, but also protect the business’ shareholders and their families.
Should something happen to you or one of your key people, the right insurance can help you make the next step that’s right for you and your business or farm.
This would be need to be a bespoke business insurance solution as each business or farm is unique.
Financial support to keep your business or farm operating or helping you to wind up and sell
Helps with replacing a key member of your staff who is sick or injured, if they are unable to work
Shareholder protection insurance, allows business owners to buy shares back from any partner upon diagnosis of a critical illness, terminal illness or death in order to maintain control of the business.
Debt protection ensures that business debt can be repaid in the vent of loss of a key person or loss or exit of a shareholder.